I pledge to responsibly commit my time and talent to ensure that the nation is empowered to achieve the following goals by 2025:

  • Every American child is ready for college, work and life.
  • Every American has access to jobs with a living wage and good benefits.
  • Every American lives in safe, decent, affordable and energy efficient housing on fair terms.
  • Every American has access to quality and affordable health care solutions.

Sign the Pledge now!

Homeownership Preparation

Homeownership may be the single most important asset-building strategy for individuals and families. Homes hold significant value, often appreciate over time, and can be passed down from generation to generation.

So, why is the rate of homeownership for African American and other families of color far behind that of Whites?  NUL believes that the sub-prime and predatory lending practices that has helped cause the foreclosure crisis is partially to blame.

Home under construction

The NUL Homeownership Preparation program,  in partnership with the U.S. Department of Housing and Urban Development (HUD), NeighborWorks America, and many national and local nonprofits, financial institutions, and housing experts was designed to address these challenges.

NUL affiliates employ trained, experienced housing counselors and support staff to provide a wide range of homeownership services in both one-to-one and group settings.  Services include:

  • Pre-purchase one-to-one homebuyer counseling
  • One-to-one foreclosure prevention counseling
  • Pre-purchase and post-purchase group homebuyer education
  • Financial education
  • Reverse, or Home Equity Conversion Mortgage (HECM) assistance
  • Home maintenance
  • Rental housing assistance
  • Homeless services
  • Homeownership services

NUL also participates in the National Foreclosure Mitigation Counseling program (NFMC).

If you’re ready for homeownership, get empowered and TAKE THE PLEDGE TODAY!